Trustworthy Family Mortgage Experts
Experience a seamless home loan process with our dedicated father-son team.
We pride ourselves on providing personalized service and financial advice, ensuring you feel confident every step of the way in your home buying journey.
Why Choose Our Team?
Experience a unique blend of professionalism and warmth with our father-son duo, dedicated to making your mortgage journey enjoyable and stress-free.
Personalized Mortgage Solutions
We offer tailored mortgage options that fit your unique financial situation and family needs, ensuring a smooth process.
Family-oriented approach
Prioritizing trust, personalized service, and a commitment to helping families achieve their dreams.
Frequently Asked Questions
What is a mortgage?
A mortgage is a loan specifically used to purchase real estate, where the property itself serves as collateral. It typically involves monthly payments over a set term, allowing buyers to own a home without paying the full price upfront.
How do I apply for a mortgage?
To apply for a mortgage, you need to gather necessary documents such as income verification, credit history, and personal identification. Then, you can fill out an application form either online or in person with our team.
What is the difference between fixed and adjustable rates?
A fixed-rate mortgage has a constant interest rate throughout the loan term, providing predictable monthly payments. In contrast, an adjustable-rate mortgage may change rates periodically, which can affect your payment amounts over time.
What are closing costs?
Closing costs are fees associated with finalizing a mortgage, including appraisal fees, title insurance, and attorney fees. These costs typically range from 2% to 5% of the loan amount and are paid at the closing of the transaction.
What types of loans do you offer?
We offer a variety of mortgage options including conventional loans, FHA loans, VA loans, and USDA loans. Our goal is to find the best fit for your financial situation and homeownership goals, ensuring a smooth and personalized experience throughout the process.
How can I get in touch with you?
We are here to help you with any questions or concerns you may have. Feel free to reach out via phone or email, and we will respond promptly to assist you.
★★★★★
Love working with The Rubin Team at My Favorite Lender! David is the best, is honest, and very informative! He has a great team, very organized, timely, and very friendly! I would highly recommend them!
Rosie G.
UAMCO is an Equal Housing Lender.
We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age
(provided the applicant has the capacity to enter into a binding contract),
because all or part of an applicant’s income derives from a public assistance program,
or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
David Rubin
NMLS: 245163
818-523-6038
Brandon Rubin
NMLS: 2069788
818-517-6037